Critical Shield by Mocombe Financial Services covers Cancer, Stroke, and Heart Attack in a single affordable plan. If diagnosed, cash goes straight to you — not the hospital — to use however your family needs.
Everything you need to know about what this plan covers and why it matters for your family.
Not the hospital. Not the pharmacy. You receive the lump sum and spend it however your family needs — lost income, mortgage, childcare, anything.
The $25,000–$30,000 tier requires no health questions and no medical exam. Anyone qualifies, regardless of health history.
Critical Shield pays in addition to your existing health insurance — it fills the gap your regular plan doesn't cover.
One policy, one premium. Cancer, Stroke, and Heart Attack — the three most financially devastating diagnoses a family can face.
Your coverage stays with you. The policy auto-renews so your family stays protected as long as you need it.
Health history questionnaire for the $50K–$75K tier. No doctor visits, no blood draws, no lengthy medical underwriting process.
Getting enrolled and covered is straightforward. Here's exactly what happens.
Fill out a quick application on the secure Allstate Health portal. No medical exam required for guaranteed issue plans.
The $25K–$30K tier approves instantly. The $50K–$75K tier goes through simple underwriting.
Receive a qualifying diagnosis of cancer, stroke, or heart attack — and we pay your lump sum directly to you.
Honest answers to the questions we hear most. Still have one? Ask our AI advisor or call us directly.
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Enroll in Critical Shield online in about 5 minutes. The $25K–$30K guaranteed issue tier requires no health questions. Or call Mocombe Financial Services and a licensed broker will walk you through it personally.