Hospital Expense Protection Plus pays fixed cash benefits directly to you for hospital stays, ambulance rides, ICU, and emergency services. No network restrictions. Benefits start day one.
Everything you need to know about what this plan covers and why it matters for your family.
Receive a lump sum when you're admitted to the hospital — from $500 (Plan D) up to $5,000 (Plan C) per admission, once per year.
All plans include $25,000 per trip for air ambulance — one of the most catastrophic unexpected expenses a family can face.
$150 per day for each day confined in the hospital — for sickness or injury — up to 31 days. Helps cover lost income and daily expenses.
Benefits are available from day one. No delay between enrollment and coverage for any service in your plan.
Covered if admitted to an observation unit — from $250 (Plan D) to $2,500 (Plan C) per visit.
See any doctor, go to any hospital. Your fixed benefit pays regardless of whether the provider is in-network or out.
Getting enrolled and covered is straightforward. Here's exactly what happens.
Select from Plans A–F based on your budget and coverage needs. Base plans cover hospital stays. Max plans add office/urgent care visits.
Complete the secure enrollment application. No medical exam required. Benefits start immediately.
Submit your claim after a hospital visit and receive your fixed cash benefit directly — to use any way you need.
Honest answers to the questions we hear most. Still have one? Ask our AI advisor or call us directly.
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Hospital Expense Protection Plus gives you fixed cash for every covered service — starting day one. Enroll online in about 5 minutes or call Mocombe Financial Services directly.